How to Lower Your Insurance Rate On Your Car Have you ever thought about whether or not you are getting the most value for your money on the your car insurance? There are several things you should be looking at before deciding which insurance company you will be using. 1. Pick the right agency. There are several independent rating groups, like Moody's Investor services and Standard & Poors. You want to make sure your company scores at least and "A" rating. (The highest rating they can get is "AA"; the lowest would be "D". To get a high rating the company has to be financially strong, and pay their claims well. You may want to consider buying from an insurance company that provides homeowner's insurance, you can get discounts for multi-policies. 2. Compare rates Many companies provide quotes on line. 3. Ask for a higher deductible By raising your deductible, you will be paying more out of your pocket, but you will be saving on your premium. 4. Consider canceling your collision If you have an older car, you may not be able to get back what you have paid in premiums, if your car is totaled. 5 Make sure your car is rated a 5 on the crash testing. By doing this you will have less risk of injury which will bring down the insurance rate. American Title Lenders Vegas Title Loans Kathy Smith Title Loan Manager 4749 S. Maryland Pkwy Las Vegas, NV 89119 (702) 636-4848

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